Uti Gold Fund Even In This Financial Crisis, I Want To Open UTI Gold Exchange Traded Fund. Is It Safe To Open Now & No Risk?

Even in this financial crisis, I want to open UTI Gold Exchange Traded Fund. Is it safe to open now & no risk? - uti gold fund

Also in the financial crisis, I want to open UTI Gold Exchange Traded Fund. Is it safe to open it now? There should be no risk.
I've heard that once you open Demat, it may be difficult to close the account in the future. Is it true?